I got a call from Allied Interstate wanting to collect a debt I owe to their client, Publishers Clearinghouse.
While I was talking to them I got a call on my cell phone saying my ride will pick me up in five minutes. I live in kind of a gated community where people waiting outside to give residents here a ride have the police called on for loitering. In fact, I told her that the police would be called on my ride if he waited too long.
But the collection agent didn't want to let me off the line-in fact she tried to collect over the phone using my debit or credit card. She didn't appear to be listening when I told her my credit card was almost maxed-out and that there was nothing in my checking account.
I said to just send me a paper statement and I'll see what I could do. I told her to call me back later. She said for me to call her.
I did that when I got home and I told her I won't have the money until March 3. I told her I could only give her $15 in March-but that wasn't adequate. She needed at least $21.00 & something in March to keep me out of collections.
I promised to send her a check or money order between March 3-5, but she insisted on getting my routing number and bank account number over the phone. I told her I don't give that information over the phone. But she said, "I thought you had good intentions."
She said refusing this information was a way of saying my intentions aren't good & that I'll be required to pay the full amount-about $80-85 in one lump sum. So I gave her the bank numbers and the number of one of my blank checks as she requested.
I entered the first payment of $21.82 for that check # as if it were a postdated check dated March 5 to Allied Interstate.
And I only have until May 15 to pay the whole balance off.
She insisted I get a pen and paper & wrote down her name and the name and phone number for the agency.
Her name is Ruchika Gola and the number is 866-235-7508. She told me that if she takes out even a penny more to call her & she'll cancel the debt.
Product or Service Mentioned: Allied Interstate Debt Collection.
Monetary Loss: $85.